Skip to content
PHTools
← Back to Tools

PhilHealth Contribution Calculator (2026)

Calculate your exact monthly PhilHealth premium based on the latest 5% rate scheduled by the Universal Health Care Act.

Monthly Salary

Input your basic pay excluding allowances and overtime.

Monthly Contribution Breakdown

Total Premium (5%)₱1,500.00
Employer Share (50%)₱750.00
Your Share (Deducted)- ₱750.00

PhilHealth 2026 Contribution Table

Under the Universal Health Care (UHC) Law (Republic Act No. 11223), the premium rate for direct contributors increases gradually until it caps at 5.0%.

  • Premium Rate: 5.0% of your basic monthly salary.
  • Salary Floor: ₱10,000 (Minimum contribution is ₱500/month).
  • Salary Ceiling: ₱100,000 (Maximum contribution is ₱5,000/month).
  • Sharing: The total premium is split evenly (50/50) between the employee and the employer.

Note: Voluntary members, freelancers, and OFWs are required to pay the full 100% of the premium rate out-of-pocket.