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PHTools

Finance & Salary

Salary Net Pay Calculator

Compute your take-home pay after SSS, PhilHealth, Pag-IBIG & Tax.

SSS Contribution Calculator

See your exact SSS breakdown (EE/ER/EC/MPF) based on the 2026 table.

PhilHealth Premium Calculator

Calculate your exact monthly PhilHealth premium based on the latest 5% UHC rate.

Income Tax Calculator (BIR)

Calculate your annual and monthly income tax using TRAIN law brackets.

13th Month & Final Pay Calculator

Compute your prorated 13th month, separation pay, and final back pay.

Upwork & Freelance Tax Calculator

Calculate your net PHP after Upwork fees, forex spread, and 8% BIR tax.

TikTok, Shopee & Lazada Fee Calculator

Calculate exact seller deductions (Commission, FSS, TikTok fees) and net payout.

Electric Bill Estimator

Estimate your Meralco bill based on appliance usage and current rates.

Real Estate & Housing

Amilyar (Property Tax) Calculator

Estimate your annual Philippine Real Property Tax (RPT) and SEF.

Pag-IBIG / MP2 Calculator

Estimate your MP2 savings dividends and standard housing loan amortization.

Pag-IBIG Foreclosed Property ROI Calculator

Calculate rental yield and flipping ROI for Acquired Assets.

Education & Students

UP/PUP GWA Calculator

Calculate your General Weighted Average (1.0-5.0) and predict target grades.

Creative & Media

ID Photo Maker

Create 2x2, 1x1, and passport photos from your selfies for free.

Utilities

Fuel Cost Calculator

Estimate your road trip gas expenses and easily divide costs for ambagan.

LTO Penalty Calculator

Check exactly how much your MVUC fine is for late vehicle registration.

Expressway Toll Calculator

Lookup TRB-approved toll fees for Skyway, SLEX, NLEX, and TPLEX.

Holiday & Overtime Pay

See the 2026 calendar and calculate your special/regular holiday pay.