The PHTools Blog
Expert guides on Philippine taxes, mandatory contributions, and payroll rules.
How to Compute Amilyar (Real Property Tax) in the Philippines
May 31, 2026Everything you need to know about the Philippine Amilyar: how to compute it, what the SEF is, and how to get discounts from your LGU.
Pag-IBIG Foreclosed Properties: How to Calculate True ROI
May 31, 2026Is buying a Pag-IBIG Acquired Asset worth it? Learn how to calculate hidden costs, rental yields, and Fix-and-Flip Capital Gains Tax.
Is Pag-IBIG MP2 the Best Passive Income in the Philippines?
May 31, 2026Discover why the Pag-IBIG Modified Pag-IBIG II (MP2) Savings program is the safest and highest-yielding tax-free investment for Filipinos.
TikTok, Shopee & Lazada Seller Fees in the Philippines (2026 Guide)
May 31, 2026Are you actually making a profit? Learn how to calculate transaction fees, commission fees, FSS/CCB, and TikTok Affiliate deductions.
Upwork Fees & BIR 8% Tax: The Ultimate 2026 Freelance Guide
May 31, 2026How much of your Upwork USD earnings actually reach your GCash? Learn how to compute Upwork fees, Forex spread, and BIR 8% flat rate.
How to Compute 13th Month Pay in the Philippines (2026 Guide)
May 30, 2026A complete, easy-to-understand guide on calculating your 13th month pay, what's excluded from the basic salary, and the ₱90k tax exemption limit.