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Invoice Factoring & Discount Calculator
Calculate Net Present Value (NPV), discount fees, and APR when selling unpaid invoices for working capital.
Invoice Details
Typical SME factoring rates range from 1.5% to 3.0% per month.
Factoring Analysis
Invoice Face Value:₱100,000.00
Time Discount Fee (60 days):- ₱4,000.00
Processing Fee:- ₱1,500.00
Net Advance (Cash Received):₱94,500.00
Effective APR:35.41%
Annualized Percentage Rate reflects the true yearly cost of financing this invoice.
Read the Full Guide
Want to know the exact formula behind this calculator? Check out our comprehensive, human-written guide that explains the law, computations, and exact rules.
Read the Guide →Related Tools
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